Travel Insurance.....Yes or No?

[GottaCruz]

Yes, we always get the insurance. We used it this past January when we had to cancel and with Mom now 87 years old, you never know.

[JohnG]

Not all insurance cost increases with age. With Travel Guard it is priced by the cost of the cruise it is insuring. And the policy my company uses waives pre-existing conditions as long as you buy it by final payment, while most other companies require you to buy it at or within a week or 10 days of deposit.

I always use it, and the best use I've had is when the airlines lose or delay my bags. The insurance company tracks it down and rides herd on the airline to get it to me. They also reimburse for expenses I incur if the luggage is delayed.

I've had customers get hospitalized 3 days before a cruise and under 100% cruise line penalty.....they were reimbursed by insurance. I had another one hospitalized in France and her husband had to stay in a hotel while she was there. She was eventually medically evacuated. All was covered by the travel insurance.

[DebbieandJerry]

Travel Guard is our preferred travel insurance.

I hear you about the pre-existing clauses. Not only with travel insurance, but with pretty much any health or life insurance these days.

[insubuy]

You can purchase travel insurance at http://www.insubuy.com/trip-cancellation-insurance/

[DebbieandJerry]

Thanks for the link

[murr]

ALWAYS!!!!!!

Used it once, glad we had it.

[DebbieandJerry]

John G: you posted "with my company" ... I'm looking for travel insurance information. What company?

Insubuy: I will look at that link now ... since I'm in the market