Travel Insurance?

[JohnG]

May people don't realize that most US medical insurance doesn't cover medical expense outside the US. The travel insurance does. Some of these have been mentioned above, but here is the top 10 list of reasons to buy travel insurance:

1. You have to cancel your trip due to an unexpected event such as bad weather, an illness in the family or the financial default of your airline, cruise line or tour operator.
   
2. You have to return home early due to an unexpected emergency such as an illness or death in the family.
   
3. Your luggage is lost or delayed, forcing you to purchase necessary essentials, or prescription medications.
   
4. Your luggage or personal effects are damaged or stolen.
   
5. You become ill or injured and learn that your health care plan doesn't cover you outside the U.S.
   
6. You need an emergency medical evacuation due to an accident or sudden illness.
   
7. You run into flight delays and miss a portion of your trip or cruise.
   
8. Your trip is interrupted due to an unexpected hurricane or storm.
   
9. You lose your passport, leaving you stranded abroad.
   
10. You need assistance with replacing a prescription or an emergency cash transfer.
    

[Summerfun4me]

I would NEVER cruise without it. It cost hubby and I $80 each for ours.

[TexasGiGi]

As they say we never leave home without it.